I wasn't born with a lot of money, and I'm not very good at making it work for me.
So far I've found enough to keep me from being involuntairly homeless and hungry.
Maybe it's because I believe that nobody should trade their time for money. It's generally miserable and doesn't give the person or group shelling out the cash a good return on their investment.
What I prefer to do is trade something I have a lot of for something I don't.
So if you have more money than knowledge, experience, or desire - let's trade.